The length of time for a life insurance policy to become effective for people is about 60 days. A life insurance claim rarely takes more than 60 days after death to be processed by the life insurance company. This is based on the necessary information that is needed to pay on the claim, that is provided to the insurance company. If the insurance company has all the necessary documents and the claim is complete with no problems, money can be paid to the person in as little as 10 to 14 days.
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